南昌大学学报（人文社会科学版）

生态银行是一种专注于自然资源收储与价值转化的市场化专业平台，在推动共同富裕进程中发挥重要作用。从劳动价值论视角看，生态银行能够有效释放自然资源所蕴含的经济潜力；基于包容性增长理论，它有助于保障自然资源收益机会的公平；依据可持续发展理论，它能够促进自然资源红利的代际共享，从而助力实现共同富裕。然而，生态银行赋能共同富裕的实践，在自然资源确权、市场交易运营、收益分配三个方面存在现实瓶颈。坚持问题导向，积极推行自然资源收储前的公证与预告登记制度，探索基于生态绩效的自然资源虚拟产权交易方式，设立生态银行风险准备金制度，推动建立自然资源数字台账，探索阶梯式收益分配模式等，能有效破解上述瓶颈，切实发挥生态银行对共同富裕的赋能作用。

An eco-bank is a market-oriented professional platform focusing on the collection, storage, and value transformation of natural resources, which plays a significant role in promoting common prosperity. From the perspective of the labor theory of value, eco-banks can effectively release the economic potential of natural resources. Based on the theory of inclusive growth, eco-banks help to ensure equitable access to natural resource benefits. Drawing on the theory of sustainable development, eco-banks promote the intergenerational sharing of natural resource benefits, thus helping to achieve common prosperity. However, eco-banks face practical bottlenecks in empowering common prosperity, including difficulties in confirmation of natural resource property rights, operational barriers in market transactions, and imperfections in income distribution mechanisms. A problem-oriented approach could be adopted, with measures such as actively promoting notarization and advance registration prior to the collection and storage of natural resources, exploring transaction models for natural resource virtual property rights based on ecological performance, establishing a risk reserve system for ecobanks, establishing digital ledgers for natural resources, and developing a tiered income distribution model. These can effectively resolve the bottlenecks and fully realize the empowering role of eco-banks in common prosperity.